Pick up snail mail on T,W,Th early in the day – and only then if it’s a business day.
If it was sent via SNAIL, then treat it like a SNAIL.
“Bad News Bills” always seem to arrive on days you can do nothing about them. All they do is get you upset and wreck havoc with your emotions. Mondays are lost so many times to holidays.
I find that if I dedicate T, W, & Th to getting the business stuff done, then I need to schedule personal errands ahead on M & F.